Up to $2,500.00 NO-COST AD Member Only Benefit: Your loved ones will receive a check up to $2,500.00 if you suffer a fatal covered accident. You pay nothing for this benefit.

You're covered 24 hours a day, anywhere in the world for all covered accidents. You're protected:

• In a private vehicle such as a car, truck or RV
• On a plane, bus, train, ship, ferry or taxi
• On a motorcycle
• On a bicycle
• As a pedestrian
• In and around your home
• At work
• At recreation such as hunting, backpacking, boating, camping, climbing and more

Up to $5,000.00 NO-COST Protection Guaranteed to Moose Members

As a Moose Member, you're eligible for up to $5,000.00 in NO-COST protection. But your Confirmation is REQUIRED for full activation. Your benefit of $5,000.00 will be paid for a fatal covered accident that occurs while at a Moose sanctioned event, or on Moose Lodge premises. For all other fatal covered accidents a benefit of $2,500.00 will be paid to anyone you designate.

But it's important to confirm your up to $5,000.00 NO-COST protection today.

Confirmation Required for Full Activation of up to $5,000.00 No Cost Benefit

As a Moose Member, you're guaranteed acceptance for up to $5,000.00 in benefits — at absolutely no cost to you. But your signature is required to accept this complimentary protection. Please activate your NO COST member benefit today.

 

Up to $5,000.00 NO-COST Accidental Death Base Benefit

As a Moose Member, you're now eligible for up to $5,000.00 in NO-COST Accident coverage. This base benefit is an important program extended to valued Members - compliments of MooseVIP Insurance Program.

Benefit of $5,000.00

If an accidental death occurs while at a Moose sanctioned event, or on Moose Lodge premises, $2,500 for all other fatal covered accidents.

Plus, EXPANDED Accidental Death Benefits Extended on a Guaranteed Basis

But as important as your up to $5,000.00 no cost benefit is, this complimentary coverage is only a start. That's why MooseVIP negotiated EXPANDED cash benefits — giving you even more protection against covered accidents.

Now you can also add $25,000.00 or $50,000.00 in expanded accident benefits to help protect you against covered accidents while driving to work … traveling for business … taking a vacation with your family … working on projects around the house … and much more.

You and your spouse are GUARANTEED EXPANDED accidental death coverage. No matter what your health … occupation … driving record … or previous accidents, you cannot be turned down

Pays REGARDLESS OF Any Other Insurance

In addition to working seamlessly with your NO-COST MooseGUARD accidental death coverage, your Expanded benefits are paid REGARDLESS of any employer or other group coverage you may have in the event of a covered accident.

That means you can rest assured your loved ones will collect the full amount of MooseGUARD cash benefits they're entitled to. It's an easy way to help make sure your family could get a fresh start … instead of worrying how they'd pay the bills … if a covered accident takes your life.

Confirmation Required for Full Activation of up to $5,000.00 No Cost Benefit

As a Moose Member, you're guaranteed acceptance for up to $5,000.00 in benefits — at absolutely no cost to you. But your signature is required to accept this complimentary protection. Please activate your NO COST member benefit today.

 

Up to $5,000.00 Base Accidental Death Benefit Costs You Nothing

 

As a special "thank you" for your service through the Loyal Order of Moose, you're automatically eligible for up to a $5,000.00 benefit at NO-COST to you.

But as valuable as these COMPLIMENTARY benefits are, many Moose families need even higher benefits. That's why MooseVIP negotiated EXPANDED cash benefits — giving you more protection against all covered accidents.

And the cost? Members tell us our MooseVIP group rates are why many choose $100,000.00 in coverage with rates starting at $7.00 per month.

Monthly Rates for Expanded Benefits

Coverage Amount	$25,000	$50,000	$100,000
Member Only	$1.75	$3.50	$7.00
Member & Spouse	$3.50	$7.00	$14.00

Rates do not include a $3.50 administrative fee per premium payment for direct bill payment, or a $3.00 administrative fee per premium payment for credit card payments, or a $1.25 administrative fee per premium payment for automatic bank deduction. Rates and/or benefits may be changed on a class basis.

Your NO-COST-TO-YOU coverage will remain in force for as long as you are a Moose Member in good standing.

Your Expanded Accidental Death coverage starts the first day of the month after your enrollment form and first premium payment are received. You cannot be singled out for cancellation, a benefit decrease, or an increase in your premiums due to a change in your health or occupation. Rates can only be increased for an entire class of insured persons, not on an individual basis. Your benefits will continue in full force as long as you pay your premiums on time, remain a Moose member in good standing, and the Master Policy remains in force. Coverage for all insureds (whether member or spouse) will reduce by 50% when the Member reaches age 75 regardless of age at enrollment.

Confirmation Required for Full Activation of up to $5,000.00 No Cost Benefit

As a Moose Member, you're guaranteed acceptance for up to $5,000.00 in benefits — at absolutely no cost to you. But your signature is required to accept this complimentary protection. Please activate your NO COST member benefit today.

 

How does this Expanded coverage work with my NO-COST Moose Accidental Death coverage?

MooseGUARD made sure your NO-COST Accident coverage and your Expanded Accidental Death coverage work together seamlessly, giving you a solid financial safety net for your family. Your benefits will not be reduced as a result of any other insurance you may have from an employer or another group. Rest assured ... your loved ones would receive the full amount they're entitled to if you fall victim to a covered accident.

Will I need to fill out a long form or get a physical from my doctor to sign up?

No. These Expanded benefits are extended to you on a guaranteed basis. There is no long form with complicated health questions to worry about. No medical exam is ever required. Just fill out the short form on this website to activate your MooseGUARD Expanded Accidental Death benefits today.

Is there any way I can be turned down for Expanded benefits?

You and your spouse are GUARANTEED ACCEPTANCE in this Expanded benefit program … regardless of your health history, current occupation, or hobbies.

What if I decide these Expanded Benefits aren't right for me?

As soon as you sign up, we'll send you a Certificate of Insurance. Look it over for a full 30 days. If you're not completely satisfied, just let us know. We'll cancel your coverage and give you a complete 100% refund of any premium.

Confirmation Required for Full Activation of up to $5,000.00 No Cost Benefit

As a Moose Member, you're guaranteed acceptance for up to $5,000.00 in benefits — at absolutely no cost to you. But your signature is required to accept this complimentary protection. Please activate your NO COST member benefit today.

 

TERMS

Exclusions:

In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt threat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; e. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.

HOW BENEFITS ARE PAID Benefits for accidental loss of life are payable to your beneficiary. If no beneficiary has been named, benefits will be paid to: your spouse; your children; your parents; your siblings; or your estate (in that order). Benefits for loss of your spouse's life are payable to you.

FULL TERMS AND CONDITIONS ARE IN THE CERTIFICATE OF INSURANCE These materials explain the general purpose of the insurance described, but in no way change or affect Master Policy 9000/9001/9002, under policy series 17-50925 and individual policy form 17-51040, as actually issued. In the event of a discrepancy between these materials and the policy, the terms of the policy apply. Complete details are in the Certificate of Insurance issued to each insured individual. Benefits may vary and this program may not be available to residents of all states. Some expanded benefits may not be available in all states.

Offered by: A.G.I.A., Inc.

Underwritten by: Securian Life Insurance Company, St. Paul, MN 55101

Administered by: A.G.I.A., Inc.
P.O. Box 26860, Phoenix, AZ. 85068-6860
Questions? Call toll-free 1-800-395-7881

Confirmation Required for Full Activation of up to $5,000.00 No Cost Benefit

As a Moose Member, you're guaranteed acceptance for up to $5,000.00 in benefits — at absolutely no cost to you. But your signature is required to accept this complimentary protection. Please activate your NO COST member benefit today.